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Non Residential (External) Term Deposit (with effect from July 1st, 2008 )
Term	Interest (% per annum)
1 year to less than 2 years	3.31%
2 years to less than 3 years	3.60%
3 years only	3.95%

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Foreign-Exchange rate schedule for spot transactions (valid for transactions upto Rs. 2,00,000.00 equivalent in any currency . Rates updated on 28-08-2008)
		TT		Bills		TC		CN
Units	Currency	Sell	Buy	Sell	Buy	Sell	Buy	Sell	Buy
1	USD	43.93	43.58	44.02	43.54	44.70	42.25	44.70	42.25
1	EUR	65.37	64.08	65.48	64.01	65.80	61.75	65.80	61.75
1	GBP	81.00	79.79	81.16	79.71	81.60	77.35	81.60	77.35
100	JPY	40.37	39.77	40.45	39.73	40.80	37.90	40.80	37.90
1	CHF	40.34	39.74	40.42	39.70	40.60	38.05	40.60	38.05
1	DKK	8.74	8.61	8.76	8.60	0	0	0	0
1	NOK	8.25	8.13	8.27	8.12	0	0	0	0
1	SAR	11.90	11.43	11.92	11.42	0	0	0	0
1	AUD	38.27	37.51	38.34	37.48	38.70	36.35	38.70	36.35
1	CAD	42.24	41.61	42.33	41.57	42.75	39.25	42.75	39.25
1	AED	12.00	11.82	12.03	11.81	0	0	0	0

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Foreign Currency Deposit Interest Rates (FCNR Deposit Interest Rates valid from July 1st, 2008 )
Currency	1 yr & above but less than 2 yrs	2 yrs & above but less than 3 yrs	3yrs
USD	2.56%	2.85%	3.20%
GBP	5.70%	-%	-%
EUR	4.64%	-%	-%
* Interest rates are subject to change from time to time. Applicable rates
* will be given as on the date of receipt of the funds by the bank

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Penalty for Premature Closure of Deposits
Size of Deposit	7 - 13 days	14 - 29 days	30 days & above
Less than 15 Lacs	No Interest	0.50% less than the applicable rate	0.50% less than the applicable rate
15 Lacs to less than 10 Crores	No Interest	No Interest	2% less than the applicable rate
10 Crores and above	No Interest	No Interest	3% less than the applicable rate