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Non Residential (External) Term Deposit (with effect from September 1, 2010 )
Term	Interest (% per annum)
1 year and above but less than 2 years	2.59%
2 years and above but less than 3 years	2.42%
3 years	2.70%

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Foreign-Exchange rate schedule for spot transactions (valid for transactions upto Rs. 2,50,000.00 equivalent in any currency . Rates updated on 03-09-2010)
		TT		Bills		TC		CN
Units	Currency	Sell	Buy	Sell	Buy	Sell	Buy	Sell	Buy
1	USD	46.87	46.50	46.96	46.45	47.70	45.00	47.70	45.00
1	EUR	60.43	59.23	60.53	59.17	60.85	57.10	60.85	57.10
1	GBP	72.49	71.41	72.63	71.34	73.05	69.30	73.05	69.30
100	JPY	55.81	54.98	55.92	54.92	56.30	52.45	56.30	52.45
1	CHF	46.44	45.75	46.53	45.70	46.75	43.80	46.75	43.80
1	DKK	8.10	7.98	8.11	7.97	0	0	0	0
1	NOK	7.65	7.54	7.66	7.53	0	0	0	0
1	SAR	12.70	12.20	12.72	12.19	0	0	0	0
1	AUD	42.80	41.95	42.87	41.91	43.25	40.55	43.25	40.55
1	CAD	44.58	43.92	44.67	43.87	45.10	41.45	45.10	41.45
1	AED	12.80	12.61	12.83	12.60	0	0	0	0

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Foreign Currency Deposit Interest Rates (FCNR Deposit Interest Rates valid from September 1, 2010 )
Currency	1 yr & above but less than 2 yrs	2 yrs & above but less than 3 yrs	3yrs
USD	1.84%	1.67%	1.95%
GBP	2.46%	-%	-%
EUR	2.39%	-%	-%
AUD	6.42%	-%	-%
* Interest rates are subject to change from time to time. Applicable rates will be given as on the date of receipt of the funds by the bank

Penalty for Premature Closure of Deposits
Size of Deposit	7 - 13 days	14 - 29 days	30 days & above
Less than 15 Lacs	No Interest	0.50% less than the applicable rate	0.50% less than the applicable rate
15 Lacs to less than 10 Crores	No Interest	No Interest	2% less than the applicable rate
10 Crores and above	No Interest	No Interest	3% less than the applicable rate